Bread is a leading platform for pay over time solutions that help merchants reach more customers by allowing them to offer financing online. Merchants partner with Bread to offer products that help drive customer acquisition, lift sales, and increase AOV. Consumers in turn can buy what they want now and pay in low monthly installments that fit their budgets. Bread is backed by top-tier venture firms including Bessemer and Menlo Ventures and is headquartered in New York.